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Walmart Rewards Card Programs

How to Apply for a Walmart Rewards Card

The Walmart Rewards card program is available through GE Capital Bank. To earn rewards using your Walmart Rewards card you must apply for and receive the Walmart Discover card or Walmart store credit card. You can apply for both cards online, but you must log in to your account or register for account access before submitting the application [+].

Earning Walmart Card Rewards & Benefits

With the Walmart Discover card, customers earn up to 1% of the total purchase in cash back. All purchases up to $1,500 are eligible for 0.25% cash back. Purchases between $1,500.01 and $3,000 are eligible for 0.50% cash back. Purchases in excess of $3,000 are eligible for 1% cash back. The total amount of purchases is calculated on an annual basis. Discover card holders also earn a 5 cent discount on gas purchases if gas is purchased at a Walmart gas station. The credit card must be used to purchase gas to earn the discount.

Walmart store credit card holders do not earn cash back, but they do earn 5 cents off each gallon of gas purchased at Walmart gas stations. The credit card must be used to purchase gas to earn the discount.

Redeeming Your Benefits

Cash back rewards are calculated on a yearly basis. Checks are issued only if rewards reach $10 or more. The check will be mailed with the credit card statement. If the rewards total is less than $10, the card holder has no legal right to the rewards and no check will be issued.

Fee Schedule for the Walmart Rewards Card Program

Walmart rewards card fee schedules are available from GE Capital Bank on the application page [+].

Walmart Discover Card

  • APR: 22.90%
  • Cash Advance APR: 25.90
  • Balance Transfer Transaction Fee: The greater of $5 or 3% of the balance transfer.
  • Cash Advance Transaction Fee: The greater of $5 or 3% of the cash advance.
  • International Transaction Fee: 3% of the purchase.
  • Late Payment Fee: Maximum of $35.

Walmart Store Credit Card

  • APR: 22.90%
  • Late Payment Fee: Maximum of $35.

Cancelling Your Walmart Rewards Card

Customers who wish to cancel their Walmart rewards card accounts need to contact GE Capital Bank. Discover card holders can call 1-866-611-1148. Store card holders can call 1-877-294-7880. After cancelling the Walmart rewards card, the customer must pay the outstanding balance on the account before the account will be terminated.

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4 Comment(s) on Walmart Rewards Card Programs

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  1. Nancy Garrison says:

    I received a notice with a reference to “Reward Details”
    Can you give me some details on this?
    Thank you,

    • Jesus says:

      Thanks for linking up in my onigong giveaways linky!I have liked you on facebook, tweeted about the giveaway and followed you by email!I see a lot of confused entries doing one comment for each thing

      • Xristina says:

        I had $1,000 to spend on my wedding. Well since your mom is buynig your dress and making your cake you don’t have to worry about purchasing these items.I bought a dress (jacket and skirt) off of the rack at J.C. Penney for $40.00.. and had it altered for $25.00. New shoes at payless ($10.00). We bought him a new collar less shirt, pants, belt, socks for less then $75.00. ($150.00)Make your own invitations: I did mine for $10.00 by finding what I liked on the computer, plagarizing alot, and printing them up on my computer with some really nice paper and envelopes on the computer. I put the RSVP on the invitation. ($10.00)Have a bbq, instead of a buffet dinner or a sit down dinner. We had a BBQ in the backyard of the house where I rented a room. We spent about $185.00 on food, cuttlery, cups, napkins. We served generic soda, bottled water, salad, rolls, home made baked beans (which I made), chicken, steaks (which I found on sale), cole slaw (which I made), fruit salad (which I made), sparkling apple juice (Martinellis for a toast) and a sheet cake. My obnoxious room mates (not the lady who owned the house), brought alcohol and got drunk in front of our families. and were extremely RUDE. So my advice in this instance is to NOT invite people you don’t really like. ($185.00). Marriage License ($30.00)Officiant (Free). See if you can have a friend who is willling to get ordained online to marry you.Then have that person, go down to the local clerks office, and register as a wedding officiant. is where I am ordained. (free)Rings: We got his ring at wal-mart for less then $75.00. He bought my original set from a friend when he went home on leave. ($75.00)Round trip plane ticket for my mom from Arizona. ($150.00)Honeymoon: We didn’t get to take a honeymoon. My best advice is to go to a local B B or to a nice hotel for a night. But don’t tell anyone. That way it can be a secret and no one can bother you. Flowers: I bought silk flowers. I made the boutineers, head piece, and my bouquet for less then $25.00. ($25.00)Venue: We were married at a local park in a gazebo for $10.00. ($10.00)Photography: Hired a local photograpy student from the JC. Paid him $50.00 for 2 hours. Which included the prints and most of our negatives. ($50.00)I think we spent a total of $685.00.. And honestly I had a very miserable day. The ceremony was ok. But for all of the crap I had to go through. We should have just gone to Vegas. Thank goodness were having a renewal of vows for our 10th wedding anniversary. Good Luck.

  2. Deborah Coleman says:

    Why do I need to qualify for a Credit Card to get a product loyalty card. I spend Hundred of Dollars there every month. Unfortunately my credit is not good. So This means my loyalty to you is less than someone who can afford a credit card. Maybe I should change stores

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