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HSN Rewards Card Programs

How to Apply for a HSN Rewards Card

The HSN rewards card is available with financial backing from Comenity Capital Bank. Customers must apply for the card online at the HSN official website [+]. Applicants must be 18 years old, have a physical address and a social security number. The application is processed by Comenity Capital Bank. After the application is processed, applicants will receive a letter explaining denial of credit or a credit card from HSN Mastercard. Only the HSN Mastercard program offers rewards. Comenity Capital Bank is also responsible for processing applications for the HSN card [+].

Earning HSN Card Rewards & Benefits

HSN rewards card holders earn points for money spent on HSN and on everyday purchases. When purchasing merchandise from HSN, card holders earn three points per dollar spent. Everyday purchases are worth one point per dollar spent. The HSN rewards card program for the HSN card allows customers to earn gift cards with purchases. There is a maximum benefit of $40 in gift cards per year.

Redeeming Your Benefits

After receiving your HSN rewards card, register for online access to the MyCardExtras website to keep track of your accumulated points and available rewards [+].

Fee Schedule for the HSN Rewards Card Program

The HSN rewards card offers potential applicants and current card holders access to a complete list of Terms and Conditions, including a fee schedule for the HSN Mastercard on the Comenity Bank application page [+].

  • APR: 21.24%
  • Balance Transfer and Cash Advance APR: 22.24%
  • Penalty APR: 24.99%
  • Annual Fee: $0
  • Balance Transfer Transaction Fee: The greater of $10 or 3% of the balance.
  • Cash Advance Transaction Fee: The greater of $10 or 3% of the cash advance.
  • Convenience Check Transaction Fee: The greater of $10 or 3% of the total purchase.
  • International Transaction Fee: 3% of the purchase (US dollars).
  • Late Payment Fee: Maximum of $35.
  • Returned Payment Fee: Maximum of $35.

The fee schedule for the HSN shopping card is slightly different from the HSN Mastercard. Comenity Capital bank publishes the Terms and Conditions online for current and potential card holders [+].

  • APR: 26.99%
  • Penalty APR: 28.99%
  • Annual Fee: $0
  • Late Payment Fee: Maximum of $35.
  • Returned Payment Fee: Maximum of $35.

Cancelling Your HSN Rewards Card

You will have to contact Comenity Capital Bank to cancel your HSN rewards card at 1-866-702-9947.

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1 Comment(s) on HSN Rewards Card Programs

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  1. maria puccio says:

    how are rewards points redeemed? can you apply them towards a payment?

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